Eligibility Criteria & Charges Schedule ROZGAR SCHEME

The following eligibility criteria will be adhered to process the loans under Punjab Rozgar Scheme:

  1. Age:20 to 50 years
  2. Gender:Male / Female / Transgender
  3. Resident:Citizen of Pakistan, Resident in Punjab, verified through CNIC
  4. Business Location: Punjab
  5. Business Type: Sole Proprietor, Partnership, or any business fulfilling other eligibility criteria
  6. Must have a clean e-CIB / Credit History
  7. For startups / new businesses
    • Having a viable business plan
  8. For existing businesses
    • Having a viable business plan with a focus to sustain the impact of COVID-19
  9. Having Valid CNIC
  10. Any other parameter to be set by Punjab Small Industries Corporation (PSIC) / Government



Schedule of Charges


Schedule of Charges to be paid by the Applicant / Borrower will be as under:

Application Processing Fee

Rs.2000/- (non-refundable) at the time of submission of application

Valuation / legal / documentation charges inclusive of revenue stamps, Government duties / fee etc.

At Actual Rate

Insurance ( if applicable)

At Actual Rate

Partial / Balloon / Early Settlement Charges


Late Installment Payment Charges


Rs. 1 per 1000 per day on principal amount to be calculated from monthly installment from due date till date of actual payment